DISCLAIMER OF LIABILITY
The operator of this website, KOVAFINANSI AMERICAS CORPORATE, S.A. de C.V., is not a bank, lender, financial institution, or financial adviser and does not provide financial products or financial advice of any sort, engage in underwriting, or make credit decisions. The Credanti website provides a platform consumers may use to provide information for referral to our network of third-party banks and other lenders (each a “Lender” and collectively the “Lenders”) that may be able to offer financing options. KOVA FINANSI receives compensation from Lenders for advertising services provided but is not a broker, representative, or agent for any Lender or the Lenders. All credit decisions, including loan approval, if any, are determined by the Lenders in their sole discretion.
This website does not constitute a solicitation or offer for financial products and there is no guarantee that any loan or financial product will be provided through the Credanti platform. By using this website, you agree to the Terms of Use and Privacy Policy.
By submitting your application, you authorize Credanti to transmit the data provided to Lenders for the purpose of independently verifying the information you have submitted and evaluating your creditworthiness in accordance with their procedures. This may involve conducting credit checks through credit reporting agencies, which may impact your credit score. Each Lender has its own terms and conditions and privacy policy; please review these policies for more information.
Credanti does not have access to the full terms of any loan that may be issued by a Lender, including the APR. If you have any questions about the details of a loan, you should contact the Lender directly. Only the Lender can provide you with information about the specific terms of your loan, including the rates and fees, renewal, payments, and implications of missed payments.
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Credanti operates as an aggregator of products and services offered by third-party providers, enabling users to access general information and compare available options. Results may be displayed based on automated pre-scoring criteria, which does not imply the provision of a direct service nor constitute advice, brokerage, intermediation, or the establishment of any contractual relationship by this platform. Credanti’s role is strictly limited to presenting information supplied by partner institutions through preliminary profile analysis tools. Suitability criteria are applied based on the data provided by the user; these are indicative only and do not, under any circumstances, represent the direct provision of a final service or the platform acting as an offeror, provider, authorised intermediary, or advisor with the capacity to enter into contracts on behalf of those institutions.
Credanti is not a party to any contract in any potential legal relationship that may be established between the user and external providers. The platform does not carry out representation, personalised advice, or mediation services. Any decision to enter into an agreement for a product or service rests solely with the user, who should carefully review the terms, conditions, and any other binding elements set out by the relevant provider before formalising any contractual relationship. The availability, accuracy, timeliness, suitability, or completeness of the information presented may change at any time. The inclusion of products or services on the platform does not imply any affiliation, control, endorsement, or verification by its owner regarding the terms offered by third parties. The platform accepts no direct or indirect liability for the outcomes, terms, or consequences arising from entering into an agreement or using products or services accessed through this technology. For full details on how the service operates, as well as the rights and obligations applicable to all parties, please refer to our legal pages.
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