CONSUMER PRIVACY NOTICE

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income

• Credit scores and employment information

• Email address and birth date

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Credanti chooses to share; and whether you can limit this sharing.

Why can we share your personal information?

Credanti may share your personal information in the following cases:

• For our everyday business purposes, such as processing your transactions, maintaining and managing your accounts, responding to court orders or legal investigations, or reporting to credit bureaus.
  This type of sharing cannot be limited.
  

• For our own marketing purposes, in order to offer you our products and services.
  This type of sharing cannot be limited.
  

• For joint marketing activities with other financial companies.
  This type of sharing cannot be limited.
  

• For our affiliates’ everyday business purposes, sharing information about your transactions and your customer experience.
  This type of sharing cannot be limited.
  

• For our affiliates’ everyday business purposes, sharing information related to your creditworthiness.
  This type of sharing can be limited.
  

• For non-affiliated companies to market to you.
  This type of sharing can be limited.
  

To limit our sharing

• Email us at info@digitaldatacontrol.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

• Email us at info@digitaldatacontrol.com or

• Visit us online at "https://credanti.com/ "

Who we are

Who is providing this notice?

Credanti

What we do

How does Credanti protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Credanti collect my personal information?

We collect your personal information, for example, when you

• Create an Credanti account or use our Service

• Communicate with us or apply for a loan

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates everyday business purposes—information about your creditworthiness

• affiliates from using your information to market to you

• sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to you alone unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include KOVAFINANSI AMERICAS CORPORATE, S.A. de C.V.

Non affiliates

Companies not related by common ownership or control. They can be financial and non financial companies.

• Our nonaffiliates may include banks, credit unions, and service providers, such as identity verification services and advertising networks.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners may include banks, credit unions, fintechs, and other financial institutions.

Other important information

*CA and VT: we will not share information we collect about California or Vermont residents with non affiliates, unless the law allows. For example, we may share information with your consent, to facilitate your loan application, for joint marketing with other financial institutions, or to provide rewards or benefits you are entitled to. California residents can email info@digitaldatacontrol.com o opt out of our sharing of their information for joint marketing.